Debt Analysis Calculator

Consolidating your non-tax deductable debt into a tax deductable mortgage can significantly reduce your annual debt expense. This calculator will show you your blended debt rate and the average annual interest paid for all debt you currently carry.

Step 1: Contact Information

First Name:
Last Name:
Phone:
Fax:
Email:

Step 2: Select your tax bracket

	Tax Bracket	Single	Head of Household	Married Joint	Married Seperate
	10%	0	0	0	0
	15%	7,550	10,750	15,100	7,550
	25%	30,650	41,050	61,300	30,650
	28%	74,200	106,000	123,700	61,850
	33%	154,800	171,650	188,450	94,225
	35%	336,550	336,550	336,550	168,275

Step 3: Enter your current household debt

Include in Refi?	Account Name	$ Balance	Monthly Payment	Rate %	Tax Deductible?	After Tax Rate	Annual Interest
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00
					YesNo	0.000%	$0.00

Step 4: Select a loan program or enter your own program and rate

-- Select a Loan Program -- 100% ARM 2/1 : 7.850 100% ARM 3/1 : 7.650 80/20 ARM 2/1 : 7.500 80/20 ARM 3/1 : 7.500 80/20 Fixed 30 Year : 8.000 FHA ARM 3/1 : 6.000 FHA Fixed 15 : 5.500 FHA Fixed 30 : 6.000 Jumbo ARM 2/1 : 5.375 Jumbo Fixed 30 : 5.375 Premier Jumbo ARM 2/1 : 5.375 Premier Jumbo ARM 3/1 : 5.375 VA ARM 3/1 : 6.500 VA Fixed 30 : 6.000 Conf Fixed 30 : 6.000 Conf Fixed 15 : 5.500 Conf ARM 3/1 : 5.125 Conf ARM 5/1 : 5.250 Conf ARM 7/1 : 6.375 Jumbo ARM 3/1 : 5.375

Loan Program:
Interest Rate:
Term in Years:
Interest Only?	YesNo
Requested Cash Back:
New Loan Amount:	$0.00
Monthly Payment:	$0.00

Summary

	Current	Proposed	Savings
Total Household Debt:	$0.00	$0.00
Blended Debt Rate:	0.000%	0.000%	0.00%
Monthly Debt Payments:	$0.00	$0.00	$0.00
Annual Interest Payments:	$0.00	$0.00	$0.00

    

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Fairway Independent Mortgage Corporation
d/b/a Premier Capital Mortgage
NMLS #2289 
1233 Eagles Landing Parkway
Suite A & B
Stockbridge, GA 30281

Georgia Residential Mortgage Licensee #21158, Branch License Registration Number – 44318; Florida Mortgage Lender Licensee #MLB0800715, Texas Registered Mortgage Banker #74256, SC Lender License, Illinois Mortgage Broker/Banker Licensee #MB0005475 – “Illinois Regulatory Consumer Assistance-see Illinois Regulatory Agency, Financial and Professional Regulation, Division of Banks and Real Estate, Fernando E. Grillo, Secretary D. Lorenzo Padron, Director; 122 S. Michigan Avenue-Suite 1900, Chicago, IL. 60603, 312-793-3000

Deric Garcia

Mortgage Loan Originator

NMLS# 273661

Georgia License #27300