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Posted by: Deric Garcia, Mortgage Loan Originator
2012-05-03 10:17:17
Top Mortgage Story:
Mortgage apps up
By Jim Woodard
As we move into May, mortgage applications are increasing, according to data from the Mortgage Bankers Association. The four week moving average during April for the seasonally adjusted Market Index is up 1.60 percent. The refinance ...[
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Categories:
newsletter
Tags:
mortgage, home sales, NAR, rates
Posted by: Deric Garcia, Mortgage Loan Originator
2012-04-27 10:33:41
When purchasing a home in todays market there are many options. I believe that it is our responsibility to set the right execution for the buyers and sellers. It basically breaks down like this; Resales, New Homes, Foreclosures and Short Sales. From a time line perspective t...[
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Categories:
short sales
Tags:
short sale
Posted by: Deric Garcia, Mortgage Loan Originator
2012-04-27 06:23:08
Plan For Your Home Loan
With good preparation, most things are easier. That works in mortgages too! Today, I want to give you some ideas that can make your mortgage experience less painful. Don't jeopardize losing your home!
Income Items:
Gather your docu...[
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Categories:
home loan
Tags:
mortgage, home loan, preparation
Posted by: Deric Garcia, Mortgage Loan Originator
2012-04-19 13:32:24
One of the great things about this country is that we do a lot for those who have served us. And in the area of real estate financing, there are some exceptional opportunites to take advantage of.
Understand that the VA (Veterans’ Administration) is, in the mortgage wor...[
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Categories:
va home loans
Tags:
VA, mortgage, first time home buyer
Posted by: Deric Garcia, Mortgage Loan Originator
2012-04-03 06:36:48
Top Mortgage Story:
Housing market is awakening
By Jim Woodard
On March 28th, Freddie Mac released its U.S. Economic and Housing Market Outlook for March showing signs the housing market is awakening from its depression-like condition of the past few years and beginning, though slowly...[
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Categories:
newsletter
Tags:
mortgage, refi, harp 2.0, FHA, conventional, VA, USDA, refinance
Posted by: Deric Garcia, Mortgage Loan Originator
2012-03-14 07:09:21
Just updating on the new changes on FHA.
Collections
Mortgagee Letter 2012-3 provides greater clarity to Mortgage professionals and clients when dealing with questions regarding credit. These changes take effect on loans on or after April 1, 2012. The major change is t...[
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Categories:
fha mip
Tags:
FHA, MIP, Streamline Refinance, collections, mortgage insurance
Posted by: Deric Garcia, Mortgage Loan Originator
2012-03-05 06:43:30
Top Mortgage Story:
Mortgage rates slowly rising
By Jim Woodard
As we move into March, the news and prospects for a recovering housing market are bright, and that inevitably leads to rising mortgage interest rates. A report from Freddie Mac shows fixed mortgage rates moving off their ...[
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Posted by: Deric Garcia, Mortgage Loan Originator
2012-03-01 12:29:59
We will be in a new location starting Monday, 3/5.
Our new address will be 1233 Eagles Landing Parkway, Suite A & B, Stockbridge, GA 30281.
[
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Posted by: Deric Garcia, Mortgage Loan Originator
2012-02-23 08:36:38
I wanted to let you know that I will be out of the office beginning today at 2 pm. I will return on Monday morning at 9 am. I am headed to the mountains and will have limited cell phone and internet access.
If you have an immediate need, you can contact Joe Farro at 678-289-6...[
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Categories:
Posted by: Deric Garcia, Mortgage Loan Originator
2012-02-17 13:15:16
Hope you all had a good week. I will be in around this weekend. Feel free to contact me if you need to.
Just as a heads up, I will be out of town next Friday-Sunday, with limited cell phone and internet access.
Have a great weekend!
[
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Categories:
weekend update
Tags:
Deric Garcia, blog, weekend, mortgages
Posted by: Deric Garcia, Mortgage Loan Originator
2011-12-09 11:07:52
My December is off to a hot start, hope to hear that everyone is doing as well.
I will be in town this weekend. Feel free to give me a call if you need anything.
Just as a heads up, I will be going out of town next Friday, 12/16, and returning the fol...[
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Categories:
Tags:
weekend update
Posted by: Deric Garcia, Mortgage Loan Originator
2011-12-02 07:46:31
I will be out of the office starting today, 12/15, at 5 pm. I will return Tuesday, 12/20, at 9 am. I will be out of town and apparently internet is not available where I am going.
That being said, I will try my best to check emails as often as I can.&nbs...[
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Market Snapshot
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